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3 Beds
2 Baths
1,490 sqft

$479,900

26 Somerset Street, La Plata MD, 20646

Price per sqft$322.08
Built in1973
Property size1,490 sqft
Property typeResidential

Overview

Active

Listed Sep 4, 2026

Updated 20h ago

NEW PRICE - Come and Look, make an offer. USDA LOAN ELIGIBLE (100% financing for qualified buyers). Completely renovated and move-in ready in the heart of historic La Plata! Welcome to 26 Somerset Street, a beautifully updated 3-bedroom, 2-bath home offering a finished daylight lower level, a large flat fenced backyard, professional landscaping, and a convenient location within walking distance of historic downtown La Plata. Renovated from top to bottom, this home offers a fresh, welcoming interior filled with natural light and new finishes throughout. The kitchen features thoughtfully selected appliances, including a new range with convection cooking, air-fry capability, multiple burner options, steam features, and Wi-Fi connectivity. The new LG washer and dryer also offer upgraded features including steam and sanitize settings. The work has already been done-just move in and enjoy. The finished daylight lower level provides valuable flexible living space with walkout access to the backyard. A cozy fireplace creates a comfortable gathering spot for relaxing or entertaining. Step outside to a large, flat backyard fully enclosed by a privacy fence-plenty of space for pets, gardening, entertaining, recreation, or simply enjoying your own private outdoor space. Professional landscaping adds beautiful curb appeal and a polished finishing touch. And don't overlook the location. Historic downtown La Plata is within walking distance, with local shops, restaurants, and services nearby. Major shopping, everyday conveniences, medical facilities, major employers, and military installations are also within easy reach. For those heading toward Washington, D.C., nearby commuter lots and commuter services provide additional transportation options. The Potomac and Patuxent Rivers also put boating and waterfront recreation within an easy drive. USDA Home Loans are issued by qualified lenders and guaranteed by the United States Department of Agriculture (USDA). USDA Home Loans are particularly favorable to those living in rural or low-income areas. USDA Loans offer $0 money down, lenient eligibility requirements and competitive interest rates - due to the loan being guaranteed by the USDA. USDA mortgages stand alone as the only mainstream zero money down program available to borrowers that have not served in the military. Eligible borrowers will be hard pressed to find a home loan program that offers more favorable terms. Income and family size is taken into consideration for eligibility. Ask your lender for more information.

$3,193/mo

Est. mortgage payment based on a $479,900 home price.

All estimates are provided by Luxury Presence for informational purposes only. Actual amounts may vary.

Additional information

MLS® ID
MDCH2059068
Available since
September 4, 2026

Interior Features

Bedrooms
3
Bathrooms
2
Fireplace
Yes
Cooling
Yes
Heating
Yes
Basement
No

Exterior Features

Lot Size
0.61 Acres

Other Property Details

Garage
Yes

 

Courtesy of Delaine Campbell

Based on information from DASH - Coldwell Banker (CB) as of 10/20/2026. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. The display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. 

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Data last updated 10:31 AM UTC, 10/20/2026

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