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3 Beds
3 Baths

$420,000

97150 Harbor Concourse Circle, Fernandina Beach FL, 32034

Built in2018
Property typeResidential

Overview

Active

Listed Oct 13, 2026

Updated 1h ago

1% Seller AND 1% Lender Credit for Rate Buy-down (Must use First Coast Mortgage Alliance for lender credit). Discover coastal living at its finest in this immaculately maintained 3-bedroom, 2.5-bath home, located just minutes from the beautiful beaches of Fernandina Beach and Amelia Island. This stunning home offers the perfect blend of comfort, style, and convenience. Step inside to a bright, inviting open floor plan featuring numerous builder upgrades, a cozy wood-burning fireplace, and a beautifully appointed chef's kitchen ideal for entertaining. Enjoy your morning coffee or unwind after a day at the beach on the screened-in porch overlooking a fully fenced backyard with peaceful preserve views. An additional outdoor patio creates the perfect setting for grilling and entertaining. Whether you're searching for a primary residence, coastal getaway, or second home, this move-in-ready gem offers the Florida lifestyle you've been dreaming of! FURNITURE NEGOTIABLE! MOTIVATED SELLERS!

$2,794/mo

Est. mortgage payment based on a $420,000 home price.

All estimates are provided by Luxury Presence for informational purposes only. Actual amounts may vary.

Additional information

MLS® ID
2169257
Available since
October 13, 2026

Interior Features

Bedrooms
3
Bathrooms
3
Basement
No

Other Property Details

Garage
Yes

 

Courtesy of Lori Meader

Based on information from DASH - Coldwell Banker (CB) as of 10/20/2026. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. The display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent. 

©2026 DASH - Coldwell Banker (CB). All rights reserved. 

Data last updated 10:46 AM UTC, 10/20/2026

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